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    <title data-ignore-plain-text>Slashing the Energy Burden and an Urbanists&rsquo; Gift List</title>
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      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.776889em;mso-line-height-alt:1.776889em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;">Dear friends,</h3><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:0pt;" class="">Winter is here. Bundled up in my Detroit apartment, I’m feeling extremely grateful for indoor heating even though my utility bills are higher than usual. With COVID-19 and the colder weather, yours probably are too. While some can afford that COVID-19 “premium”, some are hard pressed to pay not just for rent but also for heating and energy.&nbsp;</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:12pt;" class="">Thankfully, utility companies have instituted <a href="https://www.utilitydive.com/news/customers-owe-billions-in-covid-debt-to-their-utilities-and-somebody-has-to/589525/" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">shut-off moratoriums during COVID-19</span></a> to make sure all customers continue to be served. If you didn’t know, 51% of Americans are covered under these policies. However come March, residents and small businesses could owe <a href="https://neada.org/wintercovid19moratoriums/" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">upwards of $40 billion</span></a>- the price of months of moratoriums. And, in some cases, customers with unpaid bills will be <a href="https://neada.org/wintercovid19moratoriums/" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">charged $1,500 to $2,000</span></a>, a one-time payment exceeding typical annual rates.&nbsp;</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:12pt;" class="">Standard energy bills cost <a href="https://www.usnews.com/news/cities/articles/2020-09-10/report-highlights-energy-bill-inequities-in-us-cities" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">6% of household income</span></a>. But 25% of U.S. households, including two-thirds of low-income households, pay more than that. Baltimore, Philly, Detroit, Boston, and Birmingham have the highest rates of energy burden. At least a quarter of their low-income households spend <a href="https://www.aceee.org/sites/default/files/pdfs/u2006.pdf" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">over 18% of household income</span></a> (3x the standard!) on energy bills. Yet, low-income households aren’t consuming the most energy. High income households <a href="https://www.pnas.org/content/117/32/19122" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">consume ~25% more energy</span></a> but only spend 2.3% of their income on energy bills.</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:12pt;" class="">Increasingly, U.S. cities and states are passing building energy efficiency policies. These efforts will not only reduce energy burdens. They will slash the <a href="https://www.eesi.org/topics/built-infrastructure" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">40% of national GHG emissions</span></a> attributed to residential and commercial building energy use.&nbsp;</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:12pt;" class="">As I’m reflecting on this, I decided this month’s issue should focus on building energy efficiency.&nbsp;This includes the policies and building practices that can shrink energy bills and reduce carbon emissions, all in an attempt to <em>Build Better Cities</em>.</p><p class="" style="color:inherit;margin-bottom:1.25em;font-size:1em;line-height:1.618em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Hope this gets you thinking,<br><a href="https://kategasparro.com/" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">Kate</a></p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">P.S. I left you a holiday gift list below. Enjoy, happy holidays, and may 2021 be a better year for all of us!</p>
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      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.776889em;mso-line-height-alt:1.776889em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;">Ideas Worth Discussing</h3><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.333em;mso-line-height-alt:1.333em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Build Energy Efficient Buildings with… Codes and Standards</h4><p class="" style="color:inherit;margin-bottom:1.25em;font-size:1em;line-height:1.618em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Building codes establish energy standards and builders decide how to meet these standards. That includes decisions on passive design, LED lighting and EnergyStar appliances, insulation and window control, efficient heat pumps, smart home systems, and more.  </p><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">The 2021 Energy Conservation Code will improve efficiency 8-14% [<a href="https://www.eesi.org/articles/view/building-energy-codes-leap-forward-on-efficiency-but-stumble-on-electrification" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">EESI</a>]</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Replacing single-pane windows with Energy Star windows can save $$$ [<a href="https://www.energystar.gov/products/building_products/residential_windows_doors_and_skylights/benefits" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">Energy Star</a>]</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Calculate your savings when switching to energy-efficient appliances [<a href="https://www.energy.gov/eere/femp/energy-and-cost-savings-calculators-energy-efficient-products" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">DOE</span></a>]&nbsp;</p></li></ul><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.333em;mso-line-height-alt:1.333em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Build Energy Efficient Building with… No Gas</h4><p class="" style="color:inherit;margin-bottom:1.25em;font-size:1em;line-height:1.618em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Building electrification will replace gas for heating and cooking with electricity. As electricity sources shift to renewable energy, natural gas and fossil fuels are increasingly unsustainable.</p><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Eliminating gas can lower cost and reduce risk for home owners [<a href="https://ww2.energy.ca.gov/2019publications/CEC-500-2019-055/CEC-500-2019-055-F.pdf" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">CEC</a>]</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Oakland is the 40th community in CA to commit to phasing out gas [<a href="https://www.sierraclub.org/articles/2020/12/californias-cities-lead-way-gas-free-future" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">Sierra Club</a>]</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Electrification is economical for new construction, but can be expensive for retrofits [<a href="https://rmi.org/insight/the-economics-of-electrifying-buildings/" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">Rocky Mountain Institute</a>] </p></li></ul><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.333em;mso-line-height-alt:1.333em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Build Energy Efficient Buildings with… New Financing</h4><p class="" style="color:inherit;margin-bottom:1.25em;font-size:1em;line-height:1.618em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Financing tools can offset upfront costs of energy-efficient upgrades. Without financial help, many homeowners and businesses would not consider these upgrades even though monthly energy bills would drastically decrease. </p><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Tax credits are available for upgrading your building systems [<a href="https://www.irs.gov/newsroom/energy-incentives-for-individuals-residential-property-updated-questions-and-answers" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">IRS</span></a>]</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Roanoke Electric Cooperative is paying for energy-efficient upgrades without any cost to customers [<a href="https://energypost.eu/us-innovative-financing-makes-buildings-energy-efficiency-affordable-even-to-poor-communities/" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">EnergyPost</a>] </p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:1em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Retroactive PACE financing is a lifeline for businesses during COVID-19 [<a href="https://energynews.us/2020/11/23/northeast/retroactive-energy-efficiency-loans-offer-pandemic-lifeline-for-some-businesses/" target="" rel="nofollow noopener noreferrer" style="color:#59bfd3 !important;">EnergyNews</a>] </p></li></ul>
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      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.776889em;mso-line-height-alt:1.776889em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;">Cities in the News</h3><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:0pt;" class="">Waymo is building a fake city to test autonomous vehicles [<a href="https://www.archpaper.com/2020/12/waymo-will-build-fake-city-in-ohio-to-test-self-driving-cars/" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">ArchPaper</span></a>]</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:0pt;" class="">88 cities made this climate action A list [<a href="https://www.cdp.net/en/cities/cities-scores" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Carbon Disclosure Project</span></a>]</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:0pt;" class="">This proposal will put a fee on your Amazon delivery to pay for transit [<a href="https://www.bloomberg.com/news/articles/2020-12-11/can-emergency-funding-save-u-s-transit-agencies?srnd=citylab" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">CityLab</span></a>]</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:0pt;" class="">Investment models that help renters build wealth without ownership [<a href="https://www.urban.org/sites/default/files/publication/103341/new-models-for-community-shareholding.pdf" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">ULI</span></a>]&nbsp;</p><p style="color:inherit;font-size:1em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1.38;margin-top:12pt;margin-bottom:0pt;" class="">400 cities use this tech to trace COVID-19 in sewers [<a href="https://www.smartcitiesdive.com/news/technology-of-year-biobot-analytics-2020/588313/" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Smart Cities Dive</span></a>]&nbsp;</p><p class="" style="color:inherit;font-size:1em;line-height:1.618em;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">The global rich need to cut their carbon footprint by a factor of 30 [<a href="https://www.unep.org/emissions-gap-report-2020" rel="nofollow" style="color:#59bfd3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">UNEP</span></a>]</p>
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